Vehicles That Could Come with High Repair Costs

When you’re involved in an accident, a concern is often the cost of repairing your vehicle. If you own an electric vehicle (EV), luxury car, or specialty truck, repair costs can be significantly higher than for standard cars. This is something insurance adjusters may overlook, potentially offering you a settlement that doesn’t fully account for the true cost of repairs.

Protect your financial interests by consulting with a Bucks County family attorney who understands the complexities of vehicle repair costs and insurance negotiations. Working with a seasoned injury attorney will ensure you aren’t accepting a lowball offer.

Types of Vehicles with Expensive Repairs

If you’ve been in a collision and were quoted a very high repair estimate, it could be due to you driving one of the following types of vehicles.

• Electric vehicles. EVs are increasingly popular, but they come with unique repair challenges. The cost to repair an EV, particularly in the case of battery or electrical system damage, can be significantly higher than for a gasoline-powered car or truck.
• Luxury cars. Brands like Mercedes-Benz, BMW, and Audi also tend to have high repair costs due to the use of premium materials and advanced technology. Luxury vehicles often feature custom parts that are more expensive to replace, and even routine repairs such as fixing dents or replacing windshields can cost significantly more than with a standard vehicle.
• Specialty trucks. Off-road vehicles, trucks with custom modifications, and commercial vehicles can rack up high repair costs, too. Custom parts, heavy-duty engines, and specialized equipment often require specific repairs that can be pricier than standard truck fixes.

After an accident, insurance adjusters play a critical role in determining the value of your vehicle’s repairs, but they may not always fully account for the higher costs associated with specific models.

General Estimates and Claim Evaluations

Adjusters often rely on repair cost tables or general estimates that don’t consider the unique aspects of your vehicle. For example, if your car needs a specialized part or repair, but the adjuster is working off standard repair estimates, the offer you receive may be far too low to cover the actual costs.

Or, adjusters might attempt to settle quickly, offering a payout that doesn’t reflect the real cost of restoring your vehicle to its pre-accident condition. If you accept an offer without scrutinizing it carefully, you could end up paying out of pocket for repairs that should have been covered by your insurance.

An experienced Bucks County family attorney can protect your interests. An attorney assists by evaluating the true cost of your vehicle’s repairs and negotiating with insurance companies to ensure you receive fair compensation. Your attorney can gather repair estimates from certified technicians to support your claim as well.

Were you driving a luxury vehicle when you were struck? High repair costs are common with EVs, luxury cars, and specialty trucks, so it’s important to make sure your insurance settlement reflects the true extent of those expenses. Talk to the legal team at Kevin L. Hand, P.C., simply call 215-968-6602.