Are PIs Part of Injury Claims?

Private investigators, which are commonly referred to as PIs, may be involved in an injury claim. Many people are surprised to learn that this happens, yet insurance companies often hire PIs to gather evidence that could justify reducing or denying a claim. Should you be in a situation where you feel you may be under surveillance, connect with a Bucks County personal injury attorney who has the skills and experience to build your case.

When Do Insurance Companies Use Private Investigators?

Insurance companies typically turn to private investigators in cases where they believe a claim lacks merit or is being exaggerated. Some common triggers for PI involvement include:

• High-value claims. If a settlement or payout is expected to be substantial, insurers may take extra steps to validate the claim.
• Suspicious circumstances. When there are inconsistencies in medical records, witness statements, or claim details, an insurer may order surveillance.
• Long-term disability claims. Insurers may conduct surveillance on claimants receiving extended compensation for ongoing injuries.

While private investigators play a significant role in gathering evidence, insurance companies use several other surveillance methods as well. For instance, social media monitoring could be involved. Insurers may review public social media posts to find evidence that contradicts injury claims, such as an individual engaging in physical activities prohibited by their treatment plan.

PIs may use hidden cameras or stakeouts to capture footage, too. And beyond visual documentation, they are trained to search public records, online transactions, and business activities to assess a claimant’s credibility. They may talk to individuals in an effort to access information as well. Interviewing neighbors, coworkers, or acquaintances could be done to gather insights into a claimant’s lifestyle and activities.

How Can I Protect My Claim?

If you’re pursuing a personal injury claim, there are precautions you can take to help protect your case from undue scrutiny. First off, it is essential to follow medical advice. This means you should attend all medical appointments and adhere to prescribed treatments. Doing so demonstrates the legitimacy of your injuries.

Also, avoid any social media posts that could be misinterpreted or used against you. Caution is part of protecting your position. Even innocent posts can be taken out of context. Throughout all of your communications remain consistent. This includes statements to doctors, insurers, and legal professionals.

When you have reason to believe an insurance company is unfairly targeting your claim with surveillance tactics, have a conversation with an experienced Bucks County personal injury attorney. A lawyer can help you understand your rights, counter unfair tactics, and ensure your claim is properly presented. The sooner you seek legal guidance, the better your chances of securing fair compensation without unnecessary complications.

Do you suspect you are being watched? Navigating a personal injury claim is challenging, and surveillance can make the process even more stressful. By being proactive and working with the legal team at Kevin L. Hand, P.C., you can safeguard your case and maximize your rightful compensation. To discuss your rights and options, call 267-759-2062.